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Travel Insurance Info

The theoretical lock provided when you decided to purchase an insurance policy.

 

Sterling Realtors offers a range of products to meet your travel needs. Plans may include valuable medical coverage, trip interruption, coverage for theft of baggage and personal effects, accident coverage, emergency travel and health services and more.

This Travel Protection Program is for US Residents* traveling to US-based and international locations (not subject to published travel restrictions). The Modern Voyage Travel Protection Program is underwritten by the American Modern Home Insurance Company.

All references to currency are in United States dollars.

 

 

 

Schedule of Benefits

  • BENEFITS
  • Trip Cancellation
  • Trip Interruption
  • Travel Delay
  • Baggage Delay (Outward Journey Only)
  • 24 Hour Accidental Death & Dismemberment
  • Accident and Sickness Medical Expense
  • Emergency Medical Evacuation
  • LIMITS
  • 100% of Trip Cost up to $50,000*
  • 100% of Trip Cost up to $50,000*
  • $600 ($200 per day maximum, Minimum 6 hours delay)
  • $1,000 ($200 per day maximum, Minimum 12 hours delay)
  • $100,000
  • $25,000 ($50 Deductible)
  • $250,000
* Up to the lesser of the Trip Cost paid or the trip Cancellation Benefit amount.
* This Program is for US Residents traveling to US-based and international locations (not subject to published travel restrictions).
* Restricted Countries: www.PAC7.com/Travel-Restrictions
* This Program is NOT available to residents of Wisconsin, Vermont, New Hampshire or Puerto Rico: please select an alternative Program.
* Maximum Trip Cost is $50,000.
* Maximum Length of Trip is sixty (60) days.
* Unless the Policy is purchased within fourteen (14) days of Your initial Trip deposit, a Loss caused by or resulting from Pre-Existing Conditions is Excluded.

This Schedule is only a summary of your coverage benefits. Your coverage benefits, including any exclusions, conditions and limitations, are described in full in the master policy issued to PAC7, a copy of which will be emailed to you upon purchase (click “View Sample Description of Coverage” below to view a sample). If you do not receive a copy, or want a replacement, please call (888) 885-5550 or email your request to Support@RentalGuardian.com.

Travel Insurance benefits underwritten by the American Modern Home Insurance Company, Amelia, Ohio.

Version: December 3, 2015

Cost: 7.000% of Reservation Total

View Sample Description of Coverage

This Travel Protection Program is for US Residents* traveling to US-based and international locations (not subject to published travel restrictions). The Vacation Protection Plan is provided by Berkshire Hathaway Travel Protection, and is underwritten by one of the four following insurance companies; Central States Indemnity Company of Omaha, National Liability & Fire insurance Company, Berkshire Hathaway Specialty Insurance Company (formerly known as Stonewall Insurance Company) and National Indemnity Company.

All references to currency are in United States dollars.

Schedule of Benefits

  • BENEFITS
  • Trip Cancellation
  • Trip Interruption
  • Travel Delay
  • Baggage Delay (Outward Journey Only)
  • 24 Hour Accidental Death & Dismemberment
  • Accident and Sickness Medical Expense
  • Emergency Medical Evacuation
  • LIMITS
  • 100% of Trip Cost up to $100,000
  • 150% of Trip Cost up to $150,000
  • $750 (Maximum $150 per day, Minimum 5 hours delay)
  • $300 (Minimum 12 hours delay)
  • $10,000
  • $25,000**
  • $500,000**

* This Program is for US Residents traveling to US-based and international locations (not subject to published travel restrictions). Restricted Countries: www.PAC7.com/faqs/travel-restrictions/

* This Program is NOT available to residents of Alaska, Colorado, Connecticut, Indiana, Kansas, Maryland, Massachusetts, Minnesota, Missouri, Montana, New York, Oregon, Pennsylvania, Virginia, Washington, or US Territories: please select an alternative Program.

* Maximum Trip Cost is $100,000.

* Maximum Length of Trip is thirty (30) days.

* Extra Coverage, when the insurance plan is purchased within 15 days of Initial Trip Payment: (1) Pre-Existing Condition Exclusion Waiver, (2) Trip Cancellation / Interruption due to Financial Default, (3) $250 additional Missed Connection, (4) $50,000 Accidental Death & Dismemberment (Common Carrier Air Only), and (5) Medical Expense (Primary).

** Trip must be overnight and Destination must be at least 100 miles from the Insured’s Primary Residence.

This Schedule is only a summary of your coverage benefits, and may vary by state. Your coverage benefits, including any exclusions, conditions and limitations, are described in full in the policy document, a copy

Cost: 7.000% of Reservation Total

View Sample Description of Coverage